Split a shared subscription, family plan or bill fairly between people. See the cost per person, split it evenly or by share, add a tip, and check how much you save against everyone paying alone.
Free, no signupUSD, GBP, AUD, EUR, CADEqual or custom split
The shared cost
The full price of the plan or bill you're splitting
$
How many share it (up to 12)
How to split it
Optional
What one person would pay alone, to see the saving
$
For a restaurant or bar tab. Leave at 0 for a subscription
%
Each person pays
$4.60
The $22.99 total, split evenly between 5 people.
Saves $7.39 each vs $11.99 alone
Cost of the plan or bill$22.99
Total across 5 people$22.99
Each person pays$4.60
If everyone bought their own plan at $11.99, the group would pay $59.95 a month. Sharing one plan brings that to $22.99, a saving of $36.96 across the group. Splitting a family plan is one of the quickest recurring wins there is. Want the yearly angle too? Try the monthly vs annual calculator.
A rounding note: individual shares are rounded to the nearest $0.01, so they may differ from the total by a cent or two. Decide between you who covers the difference.
Simon Chadwick
Founder, Orbit Money
Method: Simple proportional split, with an optional tip and individual-plan savingUpdated: 15 July 2026Sources:orbitmoney.io/tools
Split a subscription or family plan
A shared plan is one of the cheapest ways to keep the services you use. A music, streaming or storage family plan costs a fixed amount however many of you are on it, so the more people you share with, the less each of you pays. Put the plan price in, set the number of people, and you get the cost per person. Add the price of an individual plan and you also see what each person saves by sharing rather than paying alone.
Split a restaurant bill or group cost
The same tool handles a one-off bill. Enter the total, the number of people, and a tip or service charge if there is one. The tip is added to the bill before it's divided, so the amount each person pays already includes their share of it. For a straight down-the-middle split that's all you need.
Split fairly when shares differ
An even split isn't always the fair one. Switch to the by-share option and give each person a weight. Someone using two screens on the plan, or who ordered the bottle of wine, can carry a heavier share while everyone else splits the rest. The total stays the same and each person's amount is shown, so there's no arguing over the arithmetic.
Frequently asked questions
How do I split a bill between people?
Add up the full cost, then divide by the number of people sharing it. For a simple even split, that single figure is what each person owes. If someone should pay more, give each person a weight and split the total in proportion. Our calculator does both, and adds an optional tip or service charge first if you're splitting a restaurant bill.
How much does a family plan cost per person?
Take the plan's monthly price and divide it by the number of people on it. A plan at 22.99 shared between 5 people works out at about 4.60 each. The more people on the plan, the lower the per-person cost, which is what makes family and group plans cheaper than everyone paying for their own.
How much do you save splitting a subscription?
Your saving is the individual plan price minus your share of the shared plan. If a solo plan is 11.99 and your share of the family plan is 4.60, you save 7.39 a month, or almost 89 a year. Enter the individual plan price in the calculator to see the saving per person and across the whole group.
How do you split a bill fairly when people had different amounts?
An even split isn't always fair. Use the by-share option to give each person a weight: someone who used two streams, or ordered more at dinner, gets a higher number, and the total is divided in proportion. Everyone's amount is shown so you can see exactly who owes what.
Is it against the rules to share a streaming plan?
Most family and duo plans are designed to be shared, though many services now expect members to live at the same address and some limit or charge for sharing outside a household. Check the terms of your specific plan. This calculator helps with the math of splitting a cost fairly, whatever the plan allows.
Simon is the founder of Orbit Money, a tool that helps people track subscriptions and recurring spend. He builds Orbit's free money calculators and writes about personal finance for readers in the US, UK and Australia.
