Home buying

Stamp Duty Calculator ACT

Work out the transfer (stamp) duty on a property purchase in Australian Capital Territory for 2026-27. Enter your value and buyer type. First home buyer and owner-occupier concessions are built in. Free, no signup.

Australian Capital Territory ratesVerified at revenue.act.gov.au, July 2026First-home concessions built in

Your purchase

State or territory

Property value

Purchase price, or market value if higher

Buyer type

Property type

Stamp duty in ACT

$22,158

Transfer (stamp) duty on a $800,000 Australian Capital Territory purchase. Effective rate 2.77%.

Owner-occupier rate

Property value$800,000

Transfer duty payableOwner-occupier rate$22,158

Effective rate2.77%

Owner-occupier rate. A concessional owner-occupier rate applies in this state. For the official figure, use the Australian Capital Territory duty calculator.

Rates verified at revenue.act.gov.au, July 2026. General information, not financial advice. Confirm with the revenue office before you buy.

Simon Chadwick

Founder, Orbit Money

Method: ACT transfer duty brackets from revenue.act.gov.auUpdated: 16 July 2026Sources: revenue.act.gov.au

Stamp duty in Australian Capital Territory (ACT)

Stamp duty, called transfer duty in Australian Capital Territory, is a one-off tax you pay when property changes hands. It is charged on the dutiable value, the higher of the price you agree to pay or the property's market value. ACT uses a progressive scale: your purchase falls into a value bracket, and you pay a fixed base amount for that bracket plus a set rate per $100 of value above the bracket floor. On a $800,000 established home, an owner-occupier pays $22,158 for 2026-27. Enter your own value in the calculator above for the exact amount.

ACT stamp duty rates 2026-27

These are the general (standard) transfer duty brackets for Australian Capital Territory. The calculator above applies them for you, along with any owner-occupier or first-home concession you qualify for.

Dutiable value	Transfer duty
$0 to $200,000	$1.20 per $100
$200,000 to $300,000	$2,400 plus $2.20 per $100 over $200,000
$300,000 to $500,000	$4,600 plus $3.40 per $100 over $300,000
$500,000 to $750,000	$11,400 plus $4.32 per $100 over $500,000
$750,000 to $1,000,000	$22,200 plus $5.90 per $100 over $750,000
$1,000,000 to $1,455,000	$36,950 plus $6.40 per $100 over $1,000,000
Over $1,455,000	A flat 4.54% of the dutiable value

A lower owner-occupier scale applies up to $1,455,000. Under the Home Buyer Concession Scheme, eligible buyers pay nil conveyance duty, with no value cap and no income test from 1 July 2026.

First home buyer concessions in ACT

Under the Home Buyer Concession Scheme, eligible buyers pay no conveyance duty. From 1 July 2026 there is no property value cap and no income test. On the $800,000 example above, an eligible first home buyer pays nothing. Choose the first home buyer option in the calculator to see your concession, and note the First Home Owner Grant is a separate cash payment on top of any duty saving.

Frequently asked questions

How much is stamp duty in ACT?

In Australian Capital Territory an owner-occupier buying an established home for $800,000 pays $22,158 in transfer (stamp) duty for 2026-27. ACT charges duty on a progressive scale: a base amount for your value bracket plus a set rate per $100 above the bracket floor. Enter your exact value in the calculator above for the figure that matches your purchase.

Do first home buyers pay stamp duty in ACT?

Often not. In Australian Capital Territory, eligible first home buyers pay no transfer duty on a $400,000 home. Under the Home Buyer Concession Scheme, eligible buyers pay no conveyance duty. From 1 July 2026 there is no property value cap and no income test. Select "first home buyer" in the calculator above to see your position, and remember the First Home Owner Grant is a separate cash payment on top.

How much is stamp duty on a $800,000 house in ACT?

On a $800,000 established home in Australian Capital Territory, an owner-occupier pays $22,158 and an investor pays $25,150 for 2026-27. An eligible first home buyer pays nothing at this value.

When do I pay ACT stamp duty?

Duty in Australian Capital Territory is generally due within a set period after the contract date or at settlement, and the transfer cannot be registered until it is paid. Your solicitor or conveyancer usually arranges payment. Check revenue.act.gov.au for the exact due date that applies to your purchase.

Buying in another state? Use the all-states stamp duty calculator to compare duty across NSW, VIC, QLD, WA, SA, TAS, NT and the ACT.

Related tools

Stamp Duty Calculator NSW

Transfer duty rates and first-home concessions for New South Wales.

Stamp Duty Calculator VIC

Transfer duty rates and first-home concessions for Victoria.

Stamp Duty Calculator QLD

Transfer duty rates and first-home concessions for Queensland.

Stamp Duty Calculator WA

Transfer duty rates and first-home concessions for Western Australia.

Stamp Duty Calculator (all states)

Compare transfer duty across every Australian state and territory.

First Home Owner Grant (AU)

The grant is separate from your duty saving. See what you'd get.

Other states

NSW VIC QLD WA SA TAS NT

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About the author

Simon Chadwick

Founder of Orbit Money

Simon is the founder of Orbit Money, a tool that helps people track subscriptions and recurring spend. He builds Orbit's free money calculators and writes about personal finance for Australian and UK readers.