First Home Owner Grant Calculator

How the First Home Owner Grant works

The First Home Owner Grant is a one-off state payment towards buying or building your first home. Each state and territory runs its own scheme, so the amount, the value cap and the rules differ. The common thread is that the grant is for a new or newly built home you have not lived in. Buy an established home and you usually miss the grant, though the first-home stamp duty concession can still apply and is often the bigger saving.

Grant amounts by state, July 2026

Queensland pays $30,000 for a new home under $750,000. The Northern Territory pays $50,000 under its HomeGrown Territory Grant for a new build, with no value cap. South Australia pays $15,000 with the value cap removed. Tasmania pays $20,000 for transactions from 1 July 2026 to 30 June 2027 (then back to $10,000), with no cap. New South Wales, Victoria and Western Australia each pay $10,000 for a new home, with caps between $600,000 and $800,000. The ACT has no grant; instead, eligible first home buyers pay no stamp duty under the Home Buyer Concession Scheme.

Stamp duty is the other half

For most first home buyers the stamp duty concession is worth more than the grant. Queensland and South Australia charge no duty on a new home for eligible first home buyers, with no value cap. NSW gives a full exemption up to $800,000, Victoria up to $600,000, and WA up to $500,000, each with a concessional band above that. Because duty depends on the full state schedule, this tool shows your concession position and links to the official state calculator for the exact dollar figure.

First home buyers grant Victoria

In Victoria the First Home Owner Grant is $10,000 for a new home valued up to $750,000 that has not been lived in before. It covers a home you buy off the plan or build, not an established property. The grant is administered by the State Revenue Office of Victoria, and a separate first-home duty concession may also apply on top. Enter a Victorian address and the property value above to see whether you clear the $750,000 cap.

First home buyers grant WA

Western Australia pays a $10,000 First Home Owner Grant on a new or newly built home. The value cap depends on location: up to $800,000 for a home south of the 26th parallel (which takes in Perth and the south-west), and higher north of it. As with the other states, established homes are excluded from the grant. Pick WA above to check the grant against your purchase price.

First home buyers grant NSW

New South Wales pays a $10,000 First Home Owner Grant on a newly built home valued up to $600,000, or up to $750,000 if you buy land and build. Revenue NSW runs the scheme, and it sits alongside the state first-home duty concession. Established homes do not qualify for the grant. Select NSW above to see your position against the $600,000 cap.

First home buyers grant QLD

Queensland has the most generous grant of the mainland states, at $30,000 for a new home valued under $750,000. It applies to buying or building a brand-new home you move into as your principal place of residence, and is administered by Queensland Revenue Office. Choose QLD above to confirm the property sits under the $750,000 cap.

Frequently asked questions