Home buying

First Home Owner Grant NSW

See the first home owner grant in New South Wales for 2026: $10,000 for a new home. Enter the property value to check the grant, the value cap and your first-home stamp duty position. Free, no signup.

New South Wales figuresVerified at revenue.nsw.gov.au, July 2026Grant and stamp duty

Your purchase

State or territory

Property value

What you're paying for the home (or land plus build)

Property type

First home buyer?

Grant in NSW

$10,000

First Home Owner Grant for a new home in New South Wales.

First Home Owner Grant$10,000

First-home stamp dutyNo stamp duty

No stamp duty. Full exemption under the First Home Buyers Assistance Scheme (value up to $800,000, new or established). For the exact duty on your purchase, use the New South Wales duty calculator.

Combined: $10,000 grant plus no stamp duty on this New South Wales purchase.

New homes only. Value cap $600,000 for a newly built home you buy, or $750,000 for a land-plus-build.

Grant figure verified at revenue.nsw.gov.au, July 2026. General information, not financial advice. Always confirm with the revenue office before you buy.

Simon Chadwick

Founder, Orbit Money

Method: NSW grant and concession figures from revenue.nsw.gov.auUpdated: 17 July 2026Sources: revenue.nsw.gov.au

First home owner grant New South Wales 2026

New South Wales pays a $10,000 First Home Owner Grant on a newly built home valued up to $600,000, or up to $750,000 if you buy land and build. The grant is for new homes only, so established homes miss out, though the First Home Buyers Assistance Scheme gives a full stamp duty exemption up to $800,000 on either. Revenue NSW runs both.

What you could get in NSW

A first home buyer of a new home valued up to $600,000 (or $750,000 for land-plus-build) in New South Wales gets a $10,000 First Home Owner Grant. On stamp duty, first home buyers pay no stamp duty up to $800,000, with a concessional rate to $1,000,000. Enter your own property value in the calculator above to see the grant and the duty position side by side.

Grant and stamp duty are separate

The grant is a one-off payment towards a new home. The first-home stamp duty concession is a separate saving on the transfer duty you would otherwise pay. In New South Wales an eligible first home buyer can usually claim both, so the calculator shows the combined benefit. Because duty depends on the full state schedule, this tool shows your concession position and links to the official New South Wales duty calculator for the exact dollar figure.

Frequently asked questions

How much is the First Home Owner Grant in NSW?

In New South Wales the First Home Owner Grant is $10,000 for a new or newly built home valued up to $600,000 (or $750,000 for land-plus-build). It is for new homes only, so an established home does not qualify for the grant, though a first-home stamp duty concession may still apply. New homes only. Value cap $600,000 for a newly built home you buy, or $750,000 for a land-plus-build.

Can I get the NSW first home buyer grant for an established home?

No. The New South Wales grant is for a new or newly built home you have not lived in. Established homes miss the grant, but they can still qualify for a first-home stamp duty concession, which is often the larger saving. First home buyers pay no stamp duty up to $800,000, with a concessional rate to $1,000,000.

Do first home buyers pay stamp duty in NSW?

In New South Wales, first home buyers pay no stamp duty up to $800,000, with a concessional rate to $1,000,000. Stamp duty depends on the full state schedule, so use the calculator above for your position and the linked New South Wales duty calculator for the exact dollar figure.

Can I get the grant and the stamp duty concession together in NSW?

Yes. The grant and the stamp duty concession are separate benefits with separate applications, and eligible first home buyers in New South Wales can usually get both. The calculator above shows the combined benefit for your purchase.

Buying in another state? Use the all-states first home owner grant calculator to compare the grant and first-home duty across NSW, VIC, QLD, WA, SA, TAS, the NT and the ACT.

Related tools

First Home Owner Grant VIC

$10,000 grant and first-home duty for Victoria.

First Home Owner Grant QLD

$30,000 grant and first-home duty for Queensland.

First Home Owner Grant WA

$10,000 grant and first-home duty for Western Australia.

First Home Owner Grant SA

$15,000 grant and first-home duty for South Australia.

First Home Owner Grant Calculator (all states)

Compare the grant and first-home duty across every state and territory.

Stamp Duty Calculator (Australia)

Transfer duty by state, with first home concessions built in.

Other states

VIC QLD WA SA TAS NT ACT

New home, new admin. We'll watch the spend.

Orbit finds every subscription and recurring payment draining your account, so more of your deposit stays yours.

Try Orbit free

About the author

Simon Chadwick

Founder of Orbit Money

Simon is the founder of Orbit Money, a tool that helps people track subscriptions and recurring spend. He builds Orbit's free money calculators and writes about personal finance for Australian and UK readers.