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Tax calculator

Council Tax Calculator

Pick your nation and council tax band to estimate the yearly and monthly bill. Add the 25% single person discount, or enter your own council's Band D figure for a closer number. Free, no signup.

England, Scotland & WalesAll bands A to ISingle person discount
Your property
Band ratios and ranges differ. Northern Ireland uses domestic rates, not council tax, so it is not covered here.
Not sure? Check your band free at gov.uk/council-tax-bands.
Leave blank to use the national average. For an exact figure, enter your council's Band D charge from its website.
£
25% off if you are the only adult in the home.
Estimated council tax
£2,280
a year · about £190.00 a month
Band D charge (England)national average, 2025/26£2,280.00
Band D multiplier× 1
Band D charge£2,280.00
Estimated bill a year£2,280
Council tax pays for local services, so the exact bill is set by your council and varies across the country. This is an estimate from the England average. Your bill is usually spread over 10 or 12 monthly instalments.
2025/26 estimate. Confirm the exact charge with your local council; not financial advice.
Simon Chadwick
Simon Chadwick
Founder, Orbit Money
Method: Statutory band ratios + national average Band D (2025/26)Updated: 15 July 2026Sources: gov.uk/council-tax-bands, gov.uk/council-tax

How council tax is worked out

Your council tax depends on two things: the band your home sits in, and the Band D charge set by your local council. Every band is a fixed share of Band D. A Band A home pays six-ninths of the Band D charge, a Band D home pays the full amount, and a Band H home pays double. Those ratios are set in law and are the same across every council, so once you know your council's Band D figure you can work out any band.

The band comes from an estimated property value on a fixed date, not today's price. England and Scotland use values from 1 April 1991. Wales was revalued to 1 April 2003 and has an extra top band, Band I. Northern Ireland does not use council tax at all. It charges domestic rates based on property value, so it is not covered here.

Council tax by band (England example)

The figures below use the England average Band D of about £2,280 for 2025/26. Your council's charge will differ, so enter its Band D figure in the calculator for a closer estimate. Monthly figures divide the year by 12, though many councils spread the bill over 10 instalments.

BandShare of Band DYearlyMonthly
A6/9£1,520£127
B7/9£1,773£148
C8/9£2,027£169
D9/9£2,280£190
E11/9£2,787£232
F13/9£3,293£274
G15/9£3,800£317
H18/9£4,560£380

Scotland keeps the same A to D ratios but has its own higher multipliers for bands E to H, set in 2017. Wales runs from Band A to Band I. The calculator applies the right ratios once you pick your nation.

Ways to pay less council tax

If you are the only adult in your home, the single person discount takes 25% off the bill. Full-time students, and homes where everyone is a student, are exempt. People on a low income may qualify for Council Tax Reduction through their council, and some homes get a discount if a resident has a severe mental impairment or an annexe is involved. It is also worth checking your band is right, because a wrong band means a wrong bill for as long as it stands.

Frequently asked questions

How are council tax bands worked out?
Each home is placed in a band based on its estimated open-market value on a fixed date: 1 April 1991 in England and Scotland, and 1 April 2003 in Wales. The band, not your current house price, sets the charge. England and Scotland use bands A to H, and Wales uses A to I.
What are the current UK council tax bands?
England and Scotland have eight bands, A to H, where A is the lowest value and H the highest. Wales has nine bands, A to I. Band D is the reference band: every other band is a fixed proportion of the Band D charge, so a Band A home pays two-thirds of Band D and a Band H home pays double.
Which is the highest council tax band?
In England and Scotland the highest band is H. In Wales it is I. The higher the band, the more you pay, so Band A is the cheapest and Band H or I the most expensive.
How do I find out what band I am in?
Check your band free on the gov.uk council tax band service for England and Wales, or the Scottish Assessors website for Scotland. You can also find the band on your council tax bill.
How does the single person discount work?
If you are the only adult living in your home, you get 25% off your council tax bill. Turn the discount on in the calculator to see the reduced figure. Some people, such as full-time students, are not counted at all, which can mean a larger discount or a full exemption.
Is council tax the same in every council?
No. The band ratios are fixed nationally, but each local authority sets its own Band D charge, so two identical homes in different council areas can have different bills. This calculator uses the national average for your nation, and you can enter your own council's Band D figure for a closer estimate.

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Simon Chadwick
About the author
Simon Chadwick
Founder of Orbit Money

Simon is the founder of Orbit Money, a tool that helps people track subscriptions and recurring spend. He builds Orbit's free money calculators and writes about personal finance for UK and Australian readers.

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This tool is a guide, not financial advice. Council tax charges are set by your local authority; confirm the exact figure with them.