The average salary in Liverpool is £37,144 a year for a full-time worker (ONS, April 2025), £1,895 below the UK median (4.9% lower). That leaves about £30,263 after tax. Here is the full breakdown.
ONS data, April 2025After tax: £30,263Free, no signup
Average salary in Liverpool (median, full-time)
£37,144
a year before tax · about £30,263 take-home (£2,522 a month)
Yearly
Monthly
Gross salary
£37,144
£3,095
Income tax
−£4,915
−£410
National Insurance
−£1,966
−£164
Take-home pay
£30,263
£2,522
At £37,144, the average Liverpool salary is £1,895 below the UK median (4.9% lower). The mean for Liverpool is £41,890, higher than the median because a minority of large salaries lift the average.
ONS ASHE April 2025, full-time residents of the Liverpool local authority. Income tax and National Insurance only. Verify at gov.uk. Not tax advice.
Liverpool sits just below the UK median for full-time residents, in line with other large cities in the North West. On ONS figures for April 2025, the median full-time salary for Liverpool residents is £37,144, which is £1,895 below the UK median (4.9% lower). After income tax and National Insurance, that leaves about £30,263 a year, or roughly £2,522 a month. A student loan or pension contribution would reduce it further.
How Liverpool compares to the UK
The table sets the Liverpool average against the UK median so you can see the gap in both gross pay and take-home.
Area
Median
Mean
Median after tax
Liverpool
£37,144
£41,890
£30,263
United Kingdom
£39,039
£48,512
£31,628
Use the take-home pay calculator to add a student loan plan or pension and see your exact net pay on the Liverpool average, or any salary you like.
Work out your own take-home
Your salary
Your salary before tax, National Insurance and pension
£
Scotland sets its own income tax bands. National Insurance is the same across the UK.
Salary sacrifice, comes out before tax and NI
%
Take-home pay
£30,263
a year · £30,263 a year
Gross salary£37,144
Income tax−£4,915
National Insurance−£1,966
Take-home a year£30,263
Where your pay goes
Take-home 81%Tax 13%NI 5%
2026/27 estimate, England, Wales and Northern Ireland bands. Verify current figures at gov.uk; not tax advice.
Frequently asked questions
What is the average salary in Liverpool?
The average salary in Liverpool is £37,144 a year for a full-time employee (median, ONS April 2025), which is £1,895 below the UK median (4.9% lower). On a mean basis the figure is £41,890, higher because top earners lift the average.
What is the average Liverpool salary after tax?
On the £37,144 median salary for Liverpool, take-home pay is about £30,263 a year, roughly £2,522 a month, after income tax and National Insurance (2026/27 rates). Student loan and pension would lower it further.
Is Liverpool a well-paid city?
Liverpool sits just below the UK median for full-time residents, in line with other large cities in the North West. Compared with the UK median of £39,039, Liverpool residents earn £1,895 below the UK median (4.9% lower). Living costs matter too, so a higher or lower salary does not translate one-for-one into spending power.
Does this figure cover the city or the wider area?
It is the ONS figure for the Liverpool local authority, on a place-of-residence basis, so it reflects what people who live there earn rather than the pay of jobs located in the city centre. It covers full-time employees only.
Simon is the founder of Orbit Money, a tool that helps people track subscriptions and recurring spend. He builds Orbit's free money calculators and writes about personal finance for UK and Australian readers.
Figures are ONS Annual Survey of Hours and Earnings (April 2025), full-time residents of the Liverpool local authority. After-tax amounts are estimates for guidance, not tax advice.
